Chilling at home Sunday 31 6: 28 pm
I received two consecutive text messages

‘We need to check some recent activity 1) On your account/card. The next messages we send will come from 447860015199 and need a response to confirm the activity. Minutes later another text’
2) mY Bank:

Your card was used on 31-03-2019 18:25:48, at Next Directory for £141.50. Reply Y if these transaction(s) are yours or N if you don’t recognise some or all of them. Alternatively, you can confirm by calling us on 0800... or by entering the following three digit pin:...
Noting my card had been used time minus 3 minute ago and I’m chugging a beer watching a film,coupled with my dislike for scammers and suchlike

Initial thoughts

another scam

Logging into online banking and not seeing anything that looked dodgy

At that same moment the landline started ringing, when I answered the call an automated voice recited the narrative of message two
I checked back to my online banking early the following day and still no sign of any rouge transactions and while still getting the feeling that I was a target of a scam

This notion of my mobile number my bank connection played on my mind

so I rang my bank using the number on the reverse of my bank card to be told that yes (my bank) texted me and my card had been cloned.
Being savvy to the sophistication of online scammers

I’m thinking, how am I sure I’m even talking to my bank ( my phone might have been hijacked with a redirect)
As it turns out all was legit re my bank who saved me £250 of possibly hard earned funds.
Mind-bowing technology, three Minutes from fraud to notification
' source times mar 30 Dominic Kennedy Investigations Editor
[quote] 'How Grandee of banking fell prey to web fraudsters'...A gang of online scammers has stolen tens of thousands of pounds from the bank accounts of a retired executive director of the Bank of England. Anthony Loehnis described the trick in which the fraudsters posed as BT staff protecting his computer, as “mental colonisation”. For four days the team tried to keep him cut off from the outside world by occupying his landline and instructing him to say way from his computer, mobile and tablet while bogus firewall program was downloaded.... www thetimes.co.uk/edition/news/how-grandee-of-banking-anthony-loehnis-fell-prey-to-web-fraudsters-. [/quote]
With Thousands of cases regularly occurring; the Brexit deception, Impersonators, CEO fraud, Malicious redirection, Advance fee scam, Romance ruse stealing millions’ and as it seem if there is an ‘angle’ somebody is looking to exploit it.
Preying on our older brothers and sisters, Tech support scams, investment scams, pension scams, phone, text and email scams.
Even you’re altruistic money appears as fair game in these seedy affairs from the street to the desktop your mobile device all which make a pathway into your personal space.
Technology is moving fast! How did my bank identify a fraud on my account minutes after it occurred, its mind boggling? And in my case, two fraudulent purchases: Next Directory, Wilko?? Oddly, I made a purchase the week previous on Amazon Prime a service I almost never use. But our banks will pick up on any non uniform behaviour, or so it seems...
Aiming to protect our money Fraud epidemic costs the UK £110 billion – and £3.2 trillion globally – Globally
Evil Prevails when good people Do Nothing! Fraud epidemic costs the UK £110 billion – and £3.2 trillion globally – Global